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XRP price

XRP · Payments network

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XRP/USD referenceDirect U.S.-dollar market data from Coinbase Exchange.Methodology →
Current reference$1.07
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About XRP

The native asset of the XRP Ledger, a network designed for value transfer.

XRP is tracked here because it has an established public market and recurring reader interest. Inclusion is not an endorsement. Bitcoin.now compares other networks on their own terms while keeping Bitcoin's monetary design, custody model, and proof-of-work security as the site's main subject.

How to read the XRP price

There is no single official XRP price. The number above is the latest public observation from Coinbase Exchange. Another exchange can show a different last trade because its buyers, sellers, liquidity, and order book are different.

A displayed price is not the amount guaranteed for an order. Spread, fees, depth, slippage, payment method, and location can change the final value.

How XRP works

Five facts to check before treating a price as an understanding of the asset.

Reviewed 2026-08-04

Network

XRP uses a ledger optimized for issuing or transferring digital value through its own validator or consensus model.

Issuance and supply

For XRP, the full XRP supply was created at launch; transaction fees destroy small amounts while existing holders and escrow releases affect circulation.

Who can influence it

Validators, foundations, companies, and software maintainers can have different levels of influence over upgrades and network access.

Main use

The intended role includes moving value, paying network costs, and supporting issued assets or payment applications.

Main risks

Material risks include validator concentration, governance dependencies, issuer relationships, regulatory exposure, and variable real-world adoption.

Questions to verify for yourself

Who can change the software or token contract? Where can supply data be reproduced? Which keys, validators, administrators, bridges, or issuers must keep working? How much real liquidity exists near the displayed price? A useful asset review answers those questions with current primary documentation instead of relying on market capitalization or social attention.

XRP network history

The XRP Ledger began operating in 2012 with the XRP supply created at inception.

How transactions are validated

Servers use the XRP Ledger consensus process and trusted validator lists rather than proof of work or ordinary proof of stake.

What makes XRP different

XRP focuses on rapid ledger settlement, but its initial distribution and the influence of ecosystem companies require separate review.

XRP price questions

Short answers to the things readers usually need before using a market number.

What is the current XRP price?

The current Bitcoin.now reference is based on XRP/USD from Coinbase Exchange. It updates from public market data and is informational only.

How does XRP validate transactions?

Servers use the XRP Ledger consensus process and trusted validator lists rather than proof of work or ordinary proof of stake.

What are the main XRP risks?

Validator concentration, governance dependencies, issuer relationships, regulatory exposure, and variable real-world adoption.

Is XRP/USDT the same as XRP/USD?

No. USD is fiat money. USDT is a privately issued stablecoin that targets the U.S. dollar. Bitcoin.now keeps those quote assets visibly separate.

Can I buy XRP here?

No. Bitcoin.now has no accounts, custody, wallet connections, or order execution. It provides prices and education only.